At the age of forty, I walked out of the adviser's office of a community college, got into my car and began to sob.  I didn't know it at the time but I was overwhelmed with fear. "How was I going to do this? How was I going to begin college again at this age, full-time studies, with three children a mortgage and regular medical attention needed for my children? How was I going to pay for this?  "How, How, How?", were the thoughts running through my mind like a herd of wild ho